Open the Wallet app on your iPhone. There should be nothing to download — Apple Pay and the Wallet app are built into your iPhone, Apple Support Set up Apple Pay on Apple Watch - Apple Support
Your bank will verify your info. You might receive a text code or need to use your bank’s app. On Apple Watch Union Bank & Trust Your one-stop guide to mobile wallets | Union Bank & Trust download apple pay
Whether you want to pay for groceries with your iPhone, buy apps on your iPad, or shop online with your Mac, setting it up is quick and secure. Why You Can’t "Download" Apple Pay Open the Wallet app on your iPhone
If you can't find the Wallet app on your iPhone (common if you've recently hidden or deleted it), you can re-download Apple Wallet from the App Store. How to Set Up Apple Pay on Your Devices Locate and open the Wallet app. Add Card: Tap the plus (+) sign in the top right corner. On Apple Watch Union Bank & Trust Your