When prompted, select to fetch the latest Windows version. Follow the prompts and click Reset to begin. 3. Resetting Without a Password
Choose and then select Cloud download if you have Wi-Fi/Ethernet access. 4. Creating External Installation Media Reset Windows 11 without Settings app : r/WindowsHelp
Choose for a true factory state, or Keep my files to save personal data.
If you can still log in, follow these steps to trigger a reset with the cloud download option:
This downloads a new copy of Windows from Microsoft's servers. It is the best choice if your system files are corrupted, though it requires a stable internet connection and about 4GB of data.