Download !!top!! Gnat Loan Chart May 2026

Your cumulative total contribution balance in the fund must equal or exceed 10% of your total requested loan amount.

The current structure classifies borrowing options into four targeted tiers. Repayment durations remain optimized to preserve payslip stability: Loan Product Type Maximum Borrowing Limit Maximum Repayment Duration Up to GH¢40,000.00 48 Months (4 Years) Investment Capital Loan Up to GH¢50,000.00 60 Months (5 Years) Habitat (Housing) Loan Up to GH¢60,000.00 60 Months (5 Years) Vehicle Loan Up to GH¢70,000.00 84 Months (7 Years) Core Eligibility and Requirements download gnat loan chart

Upon approval, your basic monthly contribution automatically increases to at least 1% of the total approved loan value. Your cumulative total contribution balance in the fund

For teachers who prefer offline calculations, physical prints of the newly adjusted 14% interest charts can be requested directly from any local GNAT District Secretariat across the country. For teachers who prefer offline calculations

Borrowing thresholds have been significantly increased across all four primary categories to accommodate the rising cost of living and capital demands. GNAT Loan Tiers, Limits, and Repayment Terms