Upon opening, the app will ask for certain permissions (like SMS, Location, and Contacts) to assess your creditworthiness.

To successfully secure a loan after you , you generally need to meet the following requirements: Age: Usually between 20 and 60 years old.

Short-term digital loans often carry higher APRs than bank loans.

The app’s AI-driven system will analyze your data and provide a loan offer within minutes.

Typically, you will need a valid ID (like a PAN card or BVN, depending on your region) and a selfie.

Before you click that download button, keep these safety tips in mind:

It is easy to get tempted by high credit limits, but remember that every cent must be paid back with interest.

No physical documents are required; everything is uploaded via the app.