To get a physical copy of this backup, you can export it to a personal cloud account:
Go to the tab in the backup menu and select Export Backup . download qbo backup
For users on Simple Start, Essentials, or Plus, you cannot download a "restorable" backup file directly. Instead, you can download your data as a series of Excel workbooks. How do I backup my online data to my computer? - QuickBooks To get a physical copy of this backup,