Hdfc Home Loan Prepayment Calculator Excel !full! Download -

A charge of 2% may apply if you prepay using funds borrowed from another bank. However, using "own sources" (savings/bonus) usually attracts no penalty.

Paying just ₹5,000 extra per month on a ₹50 lakh loan can close the loan in 18 years instead of 25. Essential HDFC Prepayment Rules (2026) hdfc home loan prepayment calculator excel download

On a ₹30 lakh loan at 8.5% for 20 years, a single ₹1 lakh prepayment every year can save approximately ₹16.3 lakh in interest and reduce your tenure by nearly 9 years . A charge of 2% may apply if you

Before finalizing your plan, keep these HDFC-specific policies in mind: keep these HDFC-specific policies in mind: