Generally available for individuals aged 18 to 50 (sometimes up to 65 for specific groups) without prior medical examinations.
The Kotak Group Smart Cash policy is a specialized health insurance plan designed to provide a fixed daily cash allowance during hospitalization. Unlike standard health insurance that reimburses actual hospital bills, this plan pays a pre-determined amount to cover incidental expenses like transportation, food, or loss of income. kotak group smart cash policy download
Provides a benefit of up to ₹5,000 per day for a maximum of 30 days per policy year. Generally available for individuals aged 18 to 50
To download your policy document, visit the official Zurich Kotak General Insurance website and navigate to the "Support" or "Download Center" section. You can retrieve your policy copy by entering your policy number and registered mobile number for OTP verification. Understanding Kotak Group Smart Cash Provides a benefit of up to ₹5,000 per
Often offers double the daily cash amount if the insured is admitted to an Intensive Care Unit (ICU).
A lump sum (typically ₹5,000) is paid if the insured undergoes a day care procedure requiring less than 24 hours of hospitalization.