Most magnetic stripe reader/writer (MSR) devices—such as the popular MSR605, MSR606, or MSRX6—rely on specific utility programs to handle the three tracks of data found on standard cards.
A highly regarded open-source alternative available on GitHub . It supports a wide range of MSR206-compatible devices and offers a cleaner interface than many stock programs.
For those using Bluetooth-enabled writers like the MSRX6BT, the EasyMSR app on Google Play allows for card management directly from a smartphone.