You may be asked to provide your Aadhaar number, date of birth, or account number for verification.
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme that offers a death benefit of ₹2 lakh at a nominal annual premium. If you are a Kotak Mahindra Bank customer enrolled in this scheme, obtaining your policy certificate is essential for your records and for your nominee in the event of a claim.
If you cannot find the certificate on the bank portal, you can use the central JanSuraksha Policy Search :
Once your policy details appear, look for the "Download Certificate of Insurance" or "View Policy" button to save the PDF. Method 2: via JanSuraksha Portal
Select the scheme (PMJJBY) and your bank (Kotak Mahindra Bank). Enter your account number and date of birth. The portal will generate your certificate for download. Sum Assured ₹2,00,000 in case of death for any reason. Annual Premium ₹436 (auto-debited from your bank account). Eligibility Individual account holders aged 18 to 50 years. Coverage Period 1st June to 31st May (annually renewable). Maturity Benefit No maturity or survival benefits are paid. Important Enrollment & Claim Information
You can download your certificate through Kotak Net Banking or the Kotak 811 Mobile App . Login: Access your account on the Kotak Net Banking portal. Navigate: Click on the 'Insurance' tab from the main menu.
Choose 'Social Security Plans' and then select 'Pradhan Mantri Jeevan Jyoti Bima Yojana' .
You may be asked to provide your Aadhaar number, date of birth, or account number for verification.
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme that offers a death benefit of ₹2 lakh at a nominal annual premium. If you are a Kotak Mahindra Bank customer enrolled in this scheme, obtaining your policy certificate is essential for your records and for your nominee in the event of a claim.
If you cannot find the certificate on the bank portal, you can use the central JanSuraksha Policy Search :
Once your policy details appear, look for the "Download Certificate of Insurance" or "View Policy" button to save the PDF. Method 2: via JanSuraksha Portal
Select the scheme (PMJJBY) and your bank (Kotak Mahindra Bank). Enter your account number and date of birth. The portal will generate your certificate for download. Sum Assured ₹2,00,000 in case of death for any reason. Annual Premium ₹436 (auto-debited from your bank account). Eligibility Individual account holders aged 18 to 50 years. Coverage Period 1st June to 31st May (annually renewable). Maturity Benefit No maturity or survival benefits are paid. Important Enrollment & Claim Information
You can download your certificate through Kotak Net Banking or the Kotak 811 Mobile App . Login: Access your account on the Kotak Net Banking portal. Navigate: Click on the 'Insurance' tab from the main menu.
Choose 'Social Security Plans' and then select 'Pradhan Mantri Jeevan Jyoti Bima Yojana' .