Dispokredit beantragen oder ändern – so geht's - Postbank
Postbank customers can apply for or adjust an authorized overdraft (Dispokredit) via the online banking portal or by submitting the "Annahme des neuen Postbank Dispositionskredits" PDF form. Approval requires a regular income and positive creditworthiness, with interest charged at 10.79% p.a. on utilized amounts. Download the form directly from the Postbank Form Center .